Spectra Credit Union

The future is powered by the visionaries of today - those people, who when faced with a challenge, see an array of opportunities, not limitations. Whether it’s a scientific breakthrough, a new technology, or societal progress, they come prepared: Informed by history. Inspired by possibility. Driven to discover.

At Spectra Credit Union, our founders were scientists at the Naval Research Laboratory (NRL). And while we may not explore galaxies or delve into the seas, they still inspire us to stay on a constant journey to find better, faster, stronger solutions to empower your financial well-being. Our name reflects the diverse community we serve and our goal to provide a wide range of banking options for members from all walks of life.

Spectra Credit Union loans, savings and checking accounts offer better rates and fewer fees than other financial institutions. So you can save—and earn—more here. Count on us for:

* Easier ways to bank with no-fee checking accounts, savings accounts, share certificates with great rates, plus the convenience of online and mobile banking.

*Money saving rates when you borrow, including auto and leisure vehicle loans, credit cards, mortgages and home equity loans.

*Growth and peace of mind through our investment services—including professional advice and guidance—and a variety of insurance products to keep your family safe.

• Become a Member
• Deposits (Checking, Savings, Share Certificates, Business Checking, Business Savings, etc.)
• Loans (Personal, Consumer, Business, Auto, Credit Cards, Mortgage, and Home Equity)
• Investments and Retirement
• Insurance

Turn left at the second light on Small Wood Drive onto St. Nicholas Drive. Then, make a right turn at the first intersection. We are located directly across from BJ's.